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Moody’s Investors Service announced today the revised credit opinion on Bank Vozrozhdenie. The foreign/local currency deposit ratings of Bank Vozrozhdenie were affirmed on the level “Ba3” with “Stable” outlook. Financial strength rating retains on the level “D-”.

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Standard and Poor’s Ratings Services announced today the results of its analysis of Russian banks financial position. The long-term ratings on all banks were affirmed, though the outlook for all private banks was revised to negative from stable.

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Moscow, August 21, 2008. Yesterday Standard & Poor’s Ratings Services assigned its “BB-/B” counterparty credit and “ruAA-” Russia national scale ratings to Bank Vozrozhdenie. The outlook is stable.

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