By the beginning of 2006, the Bank "Vozrozhdeniye"’s ATM network has comprised 401 units (250 in the Moscow Region), so it grew by 87 ATMs in 2005.

The Bank continues to introduce ATMs with cash-in function. Overall at the moment, 76 such ATMs have been installed. In 2006 it is planned to complete installation of ATMs with cash-in function in all Bank’s offices.

The ATM network is the basis for introduction of  “payroll” projects. The Bank has entered into “payroll” agreements with over 2,500 enterprises (1,500 – in the Moscow Region).

Throughout 2005 the total number of transactions through ATMs exceeded the mark of 20 ml, including 5.5 ml payment transactions, such as payments to mobile operators, community bills, satellite TV and loan payments.  

By the beginning of 2006 the Bank has issued over 700,000 bankcards, out of which 95% were issued within the framework of  “payment” projects. Bank “Vozrozhdeniye” issues international Visa and MasterCard bankcards. Transition to chip cards of EMV standard has been completed, so now 99% of the cards are chip cards.

In 2005 transaction volumes by special card accounts of the Bank “Vozrozhdeniye”’s customers topped RUR 44.5 billion (in 2004 – RUR 28.2 billion). As at December 31^st 2005 the funds in special card accounts totaled RUR 5.14 billion.

Since the second quarter of 2005 the Bank has been efficiently developing retail lending, issuing the Credit REVOLVER cards for customers with “payroll” cards.

Credit cards issuance encourages development of acquiring system. By the beginning of 2006 the Bank has entered into agreements with 1500 merchant enterprises (300 of which – in 2005).

Bank “Vozrozhdeniye” is a Principal member in the international payment system Visa International since 1998 and in MasterCard International since 1999.