Annual General Shareholders' Meeting of Bank "Vozrozhdeniye" takes place on June 24th.

The following issues are included in the Agenda of Annual General Meeting of Shareholders:

1) Approval of Annual Report, approval of annual accounting reporting, income and loss statement for year 2004, profit distribution.

2) About payment (declaration) of dividends for year 2004.

3) Approval of the Supervisory Council Report.

4) About introduction of amendments and alterations into the Charter.

5) About approval of amendments and alterations in Regulation on Supervisory Council of Open Joint-stock company Bank “Vozrozhdeniye”.

6) About approval of amendments and alterations in Regulation on executive bodies of Open Joint-stock company Bank “Vozrozhdeniye”.

7) About approval of Regulation on Revision Commission of Open Joint-stock company Bank “Vozrozhdeniye” in a new wording.

8) About approval of transactions of interest.

9) Election of Supervisory Council.

10) Election of Revision Commission.

11) Approval of Auditor.

Shareholders can get acquainted with the information materials on the issues of the Meeting Agenda at the Central Office (Moscow, Luchnikov per., 7/4—6, room 34, tel. 929-18-61) and at the branches of Bank “Vozrozhdeniye” (OAO) from 10.00 a.m. to 2.00 p.m. local time.