Information on compliance with mandatory CBR norms

Name of the normThe permissible valueThe actual value
01.07.2016 01.04.201620152014 2013
H1Capital adequacy ratioMin 10% (K > €5 mln) — — 11.60%
H1.1 Common Equity Tier 1 capital adequacy ratio Min 4.5% 8.09% 7.90% 8.30% 9.49%
H1.2 Tier 1 capital adequacy ratio Min 6% 8.09% 7.90% 8.30% 9.49%
H1.0Total regulatory capital adequacy ratio Min 8% 12.49% 13.00% 13.02% 12.11%
H2Instant liquidity ratioMin 15%69.84% 64.70% 72.72%68.05% 57.80%
H3Current liquidity ratioMin 50%85.20% 83.90% 81.08%95.30% 75.80%
H4Long-term liquidity ratioMax 120%85.48% 87.30% 95.62%65.22% 77.30%
H6Maximum Exposure to a Single borrower (a group of related borrowers)Max 25%17.89% 19.40% 18.65%20.84% 19.90%
H7Aggregate exposure to large loans Max 800%163.94% 174.00% 162.47%151.87%228.20%
H9.1The aggregate exposure to shareholders (participants) as percent of capitalMax 50%1.19% 1.22% 1.20%0.03%0.03
H10.1The aggregate exposure to insiders as percent of capital Max 3%0.56% 0.60% 0.61%1.13%1.40%
H12Capital investments in other legal entities as percent of capitalMax 25%3.41% 3.50% 3.36%3.56%0.00%