Information about Accrued and (or) Paid Income for Securities of the Issuer

1. Full corporate name of the issuer: Joint stock company Bank Vozrozhdeniye.
2. Location of the issuer: Luchnikov lane, 7/4 -1, Moscow GSP-9, 101999.
3. Identification tax number of the issuer: 5000001042.
4. Unique code of the issuer: 1439.
5. Code of essential fact: 0600143901072004.
6. Internet site used for publishing messages about the material facts: http://www.vbank.ru/akc/events.html.
7. Name of the printed periodical used by the issuer for publication of the notices of essential facts: newspaper Ezhednevnye Novosti. Podmoskovie (Daily News. Moscow Region).
8. Kind, category (type), series, and other identification requisites of securities:
   • Ordinary non-documentary registered shares;
   • Preferential convertible non-documentary registered shares;
   • Preferential non-documentary registered shares with fixed rate of dividend.
9. State registration number of the issue (additional issue) of securities, date of the state registration:
   • 10101439Â, dated April 12, 1991.
   • 20101439Â, dated December 30, 1999.
   • 20201439Â, dated March 06, 2002.
10. Name of the registration authority executing the state registration of the issue (additional issue) of securities: Central Bank of Russian Federation.
11. Body of management of the issuer adopting the resolution to pay (declare) dividends for the shares of the issue and date of execution of the minutes of the meeting (session) of the said body adopting the said resolution: annual General Meeting of Shareholders of Vozrozhdenie Bank (Open Joint-Stock Company), Minutes No. 1 dated June 25, 2004, executed on July 01, 2004.
12. Total amount of the dividends accrued on the shares of the issuer of the certain category (type) and amount of dividends accrued per one share of the issuer of the certain category (type):
    • Total amount of the dividends accrued on the ordinary non-documentary registered shares: 8,374,376.50 roubles; amount of dividends accrued per one ordinary non-documentary registered share with the nominal value of 10 roubles: 50 kopecks;
    • Total amount of the dividends accrued on the preferential convertible non-documentary registered shares: 999,970.50 roubles; amount of dividends accrued per one preferential convertible non-documentary registered share with the nominal value of 10 roubles: 50 kopecks;
    • Total amount of the dividends accrued on the preferential non-documentary registered shares with fixed rate of dividend: 2,589,010 roubles; amount of dividends accrued per one preferential non-documentary registered shares with fixed rate of dividend with the nominal value of 10 roubles: 2 roubles.
13. Form of payment for the dividends for securities of the issuer (money or other property): for legal entities — money by transfer in roubles of Russian Federation; for individuals — money by transfer or money in cash in roubles of Russian Federation.
14. Date to execute obligations for payment of dividends for securities of the issuer or, if such obligation for payment of dividends for securities must be executed by the issuer within the fixed term (period of time), end date of the said term.
    Payment of dividends will be executed from August 16, 2004 to August 20, 2004 by transfer of the due amounts to the corporate Shareholders on their payment accounts and to the individual Shareholders on their personal accounts, in accordance with the information recorded in the system of the Register of Shareholders of Vozrozhdenie Bank (Open Joint-Stock Company). In the absence of bank requisites, payment of the dividends to the individual Shareholders will be provided in cash at the branch offices of the Bank from August 16, 2004.
15. Total amount of the dividends paid for shares of the issuer in the certain category (type): 0 (zero) roubles.

Deputy Chairman of
Vozrozhdeniye Bank (OAO)
A.V.Dolgopolov

July 1st 2004