Deals with interested parties

In accordance with annual General Meeting of Shareholders decision (Minutes ¹ 1 as at June 26, 2009)bank concluded transactions (loan issuance, guarantees, deposits, bank’s guarantees, right of claim acquiring and other transactions in accordance with bank’s licenses) in respect with which under article 81 of Federal Law 208-FZ «On joint-stock companies» the members of Board of Directors and executive bodies of the Bank are deemed to be interested parties.

Such transactions were concluded by the Bank in the course of its usual commercial activity. Significant terms of such deals don’t differ from the standard terms of the similar deals.

The amount of each transaction (a series of related transactions) concluded by the Bank with each of the related parties did not exceed the limit (RUB mln 6 900) approved by annual General Meeting of Shareholders decision.

The amounts of the transactions bearing credit risk didn’t exceed the limit (RUB mln 2 500) and sum of several related deals didn’t exceed the limit (RUB mln 5 000) approved by the annual General Meeting of Shareholders decision.