Rights on Ordinary Shares

Shareholderswhich hold the ordinary non-documentary registered shares shall reserve the following rights:

• to take part in the General Meeting of Shareholders of the Bank with the right of vote on all the matters within the competence thereof;
• to receive dividends;
• to receive parts of property of the Bank in the case of its liquidation.
• to demand to the Bank for redemption of all or any part of shares held by them, respectively, in the following cases:
  • reorganisation of the Bank or conclusion of any large transaction, which approval resolution is adopted by the General Meeting of Shareholders, if they voted against adoption of the resolution of such reorganisation or approval of the said transaction or did not take part in voting on these matters;
  • making amendments and additions to these Articles of Association or approval of the Articles of Association of the Bank in a new version, which may restrict their rights, if they voted against adoption of the relevant resolution or did not take part in voting.
• to dispose of the own shares without the consent of other Shareholders, in accordance with the current laws of Russian Federation, namely, to sell, grant, leave by will, give on pledge or assign otherwise;
• to receive any information about any activities of the Bank, to have access to any documents of the Bank, in accordance with the procedure and in the volume prescribed by the current laws of Russian Federation;
• to have priority in acquisition of any shares and other securities issued by the Bank, which may be converted into shares and issued through open subscription, in accordance with the procedure prescribed by the Articles of Association and by the current laws of Russian Federation;
• to demand to the Bank for redemption of all or any part of the held shares, in the cases prescribed by these Articles of Association and by the current laws of Russian Federation;
• to elect and to be elected to the bodies of management of the Bank and to the Auditing Commission of the Bank, in accordance with the procedure prescribed by the Articles of Association and by the current laws of Russian Federation;
• to demand for convocation of the extraordinary General Meeting of Shareholders of the Bank and to be entitled to add any matters to the agenda of the annual General Meeting of Shareholders of the Bank, in accordance with the Articles of Association and with the current laws of Russian Federation;
• to exercise any other rights, which may be prescribed by the Articles of Association, laws of Russian Federation, as well as by the resolutions, which may be adopted by the General Meeting of Shareholders of the Bank in accordance with the competence thereof.

Each ordinary share shall give the relevant Shareholder the right of one vote for resolution on any matters in the General Meeting of Shareholders of the Bank.

Each ordinary share shall give the relevant Shareholder the same volume of rights. No conversion of ordinary shares into preferential shares, bonds, or any other securities shall be permitted.